Effective Date: 08th January 2024

At Expats Living Abroad ™️, your privacy is our priority. This Privacy Policy outlines how we collect, use, and protect your personal information when you use our website, services, and any related online platforms.

1. Information We Collect

We may collect the following types of information:

  • Personal Information: Name, email address, phone number, and other contact details when you voluntarily provide them through forms, subscriptions, or account creation.

  • Usage Data: Information about how you interact with our website, including IP addresses, browser type, pages visited, and time spent on the site.

  • Cookies: Small data files stored on your device to enhance your browsing experience. You can manage cookie settings through your browser preferences.

2. How We Use Your Information

We use the information we collect for the following purposes:

  • To provide and improve our services, including customer support and tailored content.

  • To communicate with you regarding updates, promotions, and relevant information.

  • To analyze website usage and enhance user experience.

  • To comply with legal obligations and protect the rights, property, or safety of Expats Living Abroad ™️ and our users.

3. Sharing Your Information

We do not sell or rent your personal information to third parties. However, we may share your information with:

  • Service Providers: Trusted third parties who assist us in operating our website and services, subject to confidentiality agreements.

  • Legal Requirements: Authorities, if required by law or in response to legal processes.

4. Your Rights and Choices

You have the right to:

  • Access and update your personal information.

  • Request the deletion of your personal data.

  • Opt-out of receiving marketing communications from us.

  • Disable cookies through your browser settings.

5. Data Security

We implement security measures to protect your personal information from unauthorized access, alteration, or disclosure. However, no method of transmission over the internet is entirely secure, and we cannot guarantee absolute security.

6. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party websites you visit.

7. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date. We encourage you to review this policy periodically.

8. Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us.

Refund Policy for Digital Downloads:

Due to the nature of digital products, all digital downloads are non-refundable. This includes items such as e-books, templates, guides, and any other downloadable content.

Can I return or exchange a digital download?

Unfortunately, we do not accept returns, exchanges, or cancellations for digital download products. Once the file has been purchased and delivered, it cannot be returned.

What should I do if I encounter an issue with my digital download?

If you experience any problems with your digital download, such as issues with accessing the file or technical difficulties, please don't hesitate to contact us. We’re committed to resolving any problems as quickly as possible.

Refund Policy for Consultation Calls:

All consultation calls are final sale and non-refundable due to the time and preparation involved.

Can I cancel or reschedule my consultation call?

Yes, you may reschedule your consultation call with at least 48 hours’ notice. To do so, please contact us directly. Cancellations or requests to reschedule made less than 48 hours before the appointment may not be accommodated.

What happens if I miss my scheduled consultation?

If you miss your scheduled consultation without prior notice, the session will be considered completed and no refund or rescheduling will be offered. Please contact us as soon as possible if you encounter any issues attending your session.

Refund Policy for Relocation Services

Expats Living Abroad (ELA) is committed to delivering exceptional relocation services. Our refund policy ensures fairness while protecting our ability to provide high-quality support. By engaging our services, clients agree to the following strict refund terms:

1. Refund Eligibility

Refunds are granted only in the following cases:

  • Service Non-Delivery: If ELA is unable to deliver agreed services due to factors entirely within our control.

  • Cancellation Within the Allowable Period: Clients cancel within the stipulated cancellation window (see Section 3).

Refunds are not granted for:

  • Changes in personal circumstances or decisions, such as postponing or canceling relocation plans, after services have begun.

  • Failure to provide required information, documents, or access necessary for completing the service.

  • The initial deposit (See section 2 &3)

  • Delays, errors, or disruptions caused by third-party providers (e.g., shipping companies, government agencies, property managers).

2. Service Fee Categories and Refund Provisions

a. Non-Refundable Fees
The following fees are strictly non-refundable:

  • Consultation fees, including initial assessments.

  • Administrative fees for service setup and resource allocation.

  • Any fees paid to third parties as part of the service process.

b. Refundable Fees (Strictly Pro-Rated)
Refunds for unused portions of services may be granted only if:

  • A formal cancellation request is submitted in writing.

  • The request is reviewed and approved by ELA.

Refunds for unused portions will be calculated based on completed deliverables and time invested. A 25% processing fee will apply to all approved refunds.

3. Cancellation Policy

  • Within 7 Calendar Days of Booking: Clients may cancel and request a refund of refundable fees, less a 25% processing fee, provided no services have commenced.

  • After 7 Calendar Days and Prior to Service Commencement: Refunds will be limited to 50% of refundable fees, subject to approval.

  • After Service Commencement: No refunds will be issued for any reason.

4. Third-Party Costs

All costs associated with third-party services (e.g., legal advisors, property inspections, shipping) are non-refundable and subject to the policies of those providers. ELA is not responsible for recovering such costs.

5. Exceptional Circumstances

In rare cases of unavoidable disruptions (e.g., natural disasters, government-mandated restrictions), ELA may:

  • Offer a rescheduling of services at no additional cost.

  • Provide a limited credit toward future services, at ELA’s sole discretion.

Refunds will not be provided in these circumstances.

6. Dispute Resolution

All refund disputes must be submitted in writing within 5 calendar days of a refund decision. ELA will review and respond within 10 business days. The decision after this review is final and binding.

7. Refund Processing

  • Approved refunds will be processed within 30 business days.

  • Refunds are issued only through the original payment method. No alternate arrangements will be made.

8. No Refund for Breach of Contract

Any violation of ELA’s terms of service, including providing false or misleading information, will result in forfeiture of all refund rights.

9. Amendments to Policy

ELA reserves the right to amend this policy at any time without prior notice. Changes will not retroactively affect existing contracts but will apply to new agreements immediately.